Privacy Policy
Privacy Policy
Last updated April 21, 2026
Welcome to ONLINE LEAD EXCHANGE
We’ll help you find the product or service that’s right for you! At Online Lead Exchange we recognize and respect the importance of your information security and your personal privacy. This Privacy Policy describes how we collect and use information about you, which includes using the information you provide to help find solutions that meet your needs.
General Privacy Policy
A Note About Our Network
Our Privacy Policy applies to this website. It also applies to other domain names owned by Online Lead Exchange that may or may not point to Online Lead Exchange. Further, we may from time to time add new sites to our network that may or may not be listed specifically (by name) within this Privacy policy, however this Privacy Policy nonetheless applies to such sites. Together, all such websites are referred to as our “Network.”
Please note:
- This policy applies only to our Network, and specifically excludes websites maintained by other companies or organizations to which we link.
- This policy shall only apply to information that we collect online, not off.
1. Information Collection and Use
We collect, and use personal information about you, to respond to your request for products and services offered through this website. Further, we will also collect information from you in order to notify you about products, services, or other opportunities which we feel will be of interest to you. Additionally, even though information that we may collect about you may be considered publicly available (through government records or available through widely distributed media), we will treat all personal information submitted by you as non-public personal information.
We may collect information about you from (but not be limited to) the following sources:
- Information provided by you in connection with obtaining financial products or services such as mortgage loans (such as full name, telephone number, self-assessed property value, and social security number) and insurance quote requests (such as personal information, personal physical characteristics, personal medical information). Additionally, we may also collect demographic information from these sources.
- Information you provide us when you register to receive communications from us (such as your email address, or phone number).
- Information you may provide us through surveys, feedback, or other forms hosted on our website, our Network, or the pages of an Online Lead Exchange partner.
- In addition, we might receive information about you from other sources (such as service providers) for tracking purposes.
2. Information Sharing Related to Loan Products, Insurance Products, or Service Requests
If you submit a request for a loan product, insurance product, or service offered through this website, we will share the personal information contained in your request form (such as your full name, physical address, physical characteristics, telephone number, property location, self-assessed property value, social security number, or other personal information) with lenders and/or agents within our provider network to process and fulfill your request.
In regards to loan products or service requests:
- We may obtain additional information about you
- We may share that information with lenders within our provider network
- We may use your social security number to obtain your credit score
In regards to insurance products or service requests:
- We may obtain additional information about you
- We may share that information with agents, brokers or insurers within our provider network
- We may use your physical characteristics (height / weight) to help connect you with an agent
All lenders, agents, brokers, and insurers:
- Have entered into marketing agreements with Online Lead Exchange
- Are required to comply with federal and state privacy regulations
- Do not guarantee a response to your service request
Contact Permissions:
- You may be contacted by telephone, email, or mail
- This applies even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of an internal company
Opt-Out from a specific lender or agent:
- You must request directly with that lender or agent
- If the lender or agent disregards your request and contacts you again, please let us know immediately by sending an email to leads@onlineleadexchange.com
3. Children’s Privacy
- This site is not intended for use by minors (those under 18 years of age).
- You must be at least 18 years old to use this website.
- We will not knowingly collect, use or disclose personal information about visitors under 18 years of age.
- If you are under 18 years of age, you can use the services offered on our website only in conjunction with your parents or guardians.
4. Anti-Spam Policy
- You will not receive Online Lead Exchange email communications unless you submit your email address to us to receive them.
- We do employ third party companies to advertise services and products that we offer.
- From time to time, you may also receive emails that advertise Online Lead Exchange services from third party publishers.
- We require all third party publishers to be Can-Spam compliant for all mailings that are sent on behalf of Online Lead Exchange.
- If you wish to stop receiving any email from Online Lead Exchange or a third party publisher, you should follow the opt-out instructions included in the email.
5. Cookie Policy
To serve you more efficiently, our website uses cookies and other tracking technologies such as web beacons, embedded scripts, and tags (“Cookies”), which collect information from you automatically as you use our website, including:
- Browser and device data, such as IP address, device identifier, device type, operating system and Internet browser type, screen resolution, operating system name and version, device manufacturer and model, language, plug-ins, add-ons, and the language version of the Sites you are visiting;
- Usage data, such as browsing history, time spent on the Sites, pages visited, links clicked, language preferences, patterns of use, and the pages that led or referred you to our Site.
We use Cookies for the following purposes:
- Necessity
- Preference
- Analytics
- Advertising
- Social media
6. Confidentiality and Security
- We limit access to personal information to those employees or agents who assist us in providing requested products and services to you.
- Employees are required to comply with our strict policies and procedures regarding the handling of your personal information.
- We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard personal information about you.
- We use industry standard data encryption technologies within the Online Lead Exchange system.
7. Your Rights and Choices
Opt-out notice:
- Email: leads@onlineleadexchange.com
Electronic marketing communications:
- You may opt out via unsubscribe links
Your Nevada privacy rights:
- Nevada residents have the right to request to opt out
8. Changes to this Privacy Policy
- Online Lead Exchange may update, modify or materially change this Privacy Policy from time to time
- If there are material changes, we will post such changes here
9. California Privacy Notice
A. Your Privacy Rights
- Right to Know
- Right of Deletion
- Right to Opt-Out of Sale
- Right of Non-Discrimination
How to Submit a Request
- Calling: 314-627-5622
- Emailing: leads@onlineleadexchange.com
- Web: https://onlineleadexchange.com/contact-us/
B. Categories of Personal Information We Collect
| Category | Examples | Collected |
|---|---|---|
| A. Identifiers | A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers. | YES |
| B. Personal information categories listed in the California Customer Records statute | A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. | YES |
| C. Protected classification characteristics | Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex, sexual orientation, veteran or military status, genetic information. | YES |
| D. Commercial information | Records of personal property, products or services purchased, obtained, or considered. | YES |
| E. Biometric information | Genetic, physiological, behavioral characteristics, fingerprints, voiceprints, iris scans. | NO |
| F. Internet activity | Browsing history, search history, interaction with website. | YES |
| G. Geolocation data | Physical location or movements. | NO |
| H. Sensory data | Audio, electronic, visual, thermal, olfactory information. | NO |
| I. Professional information | Job history or performance evaluations. | YES |
| J. Education information | Student records, transcripts, schedules. | NO |
| K. Inferences | Profile reflecting preferences, behavior, attitudes. | YES |
C. Sources of Personal Information
- Consumer Directly
- Public Records
- Business Partners
D. Business or Commercial Purpose
- Fulfill requests
- Provide services
- Marketing
- Improve systems
- Security and compliance
E. Third Parties
- Affiliated Entities
- Service Providers
- Business Partners
- Data Aggregators
F. Notice of Right to Opt-Out
- Calling: 314-6275-622
- Emailing: leads@onlineleadexchange.com
G. Direct Marketing by Third Parties
- Online Lead Exchange discloses personal information to third parties for their own direct marketing purposes
10. Contact Us
Questions and Suggestions
If you have any questions, comments, or suggestions about our Privacy Policy may contact us:
- By sending an email to: leads@onlineleadexchange.com
